Ownership Structure:
Top 20 Stockholders (as of September 30, 2009)
| Name |
%
to TOTAL |
| Social Security System |
19.24% |
| Gloria M. Garcia |
12.25% |
| Asian Development Bank |
7.55% |
| Joseph Roland M. Garcia |
5.48% |
| Ma. Victoria G. Padilla |
5.47% |
| Raymond M. Garcia |
5.47% |
| Gary M. Garcia |
5.46% |
| Dionisio C. Ong |
5.13% |
| Government Service Insurance
System |
3.26% |
| Rosie F. De Leon |
1.35% |
| UOB-KAY Hian Securities (Phils.) Inc. |
1.28% |
| Joven, John Chua (Solar Securities) (Mandarin Securities) |
0.81% |
| M.Yu or A. Young or Yangtze Young (Triton Securities) |
0.78% |
| Nestor S. Ilagan |
0.69% |
| Fabian V. Marcos |
0.65% |
| Accord Capital Equities Corp. |
0.61% |
| ATB Retirement Fund |
0.55% |
| ATB Retirement Fund |
0.55% |
| Ansaldo, Godinez & Co. Inc. |
0.52% |
| Investors Securities, Inc. |
0.51% |
Campos, Lanuza & Company, Inc. |
0.49% |
Annual
Report For Fiscal Year 2005 
Annual
Report For Fiscal Year 2006
Annual
Report For Fiscal Year 2007
Annual
Report For Fiscal Year 2008
Annual
Report For Fiscal Year 2009
Financial Highlights - Last 10 Years
(in million pesos except per share and ratio data)
| |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
| FOR THE YEAR |
|
|
|
|
|
|
|
|
|
|
| Gross Income |
1,178.11 |
1,339.85 |
1,366.99 |
1,113.87 |
991.34 |
925.13 |
1,068.87 |
1,060.22 |
1,028.40 |
1,244.26 |
| Net Interest Income |
340.52 |
406.97 |
432.74 |
386.97 |
353.50 |
323.33 |
404.07 |
403.74 |
448.94 |
426.08 |
| Other Income |
423.80 |
363.99 |
344.26 |
147.24 |
183.54 |
212.98 |
150.19 |
137.24 |
161.74 |
215.81 |
| Other Expenses |
610.31 |
618.23 |
611.12 |
496.76 |
441.29 |
507.03 |
542.44 |
453.11 |
389.68 |
366.88 |
| Net Earnings After Tax |
125.26 |
99.33 |
102.57 |
65.81 |
72.28 |
39.4 |
36.55 |
30.06 |
80.13 |
40.02 |
|
|
|
|
|
|
|
|
|
|
|
| TOTAL AT YEAR-END |
|
|
|
|
|
|
|
|
|
|
| Resources |
12,215.88 |
13,201.86 |
14,299.62 |
13,167.86 |
12,210.79 |
10,765.69 |
10,038.70 |
9,003.37 |
8,570.70 |
8,577.41 |
| Loans - gross |
6,746.16 |
6,198.69 |
6,757.64 |
6,901.86 |
7,175.95 |
6,214.10 |
6,556.30 |
6,232.60 |
6,419.10 |
6,499.73 |
| Deposits |
9,920.00 |
10,596.49 |
10,968.94 |
10,149.81 |
9,145.19 |
8,072.47 |
6,983.70 |
5,999.98 |
4,685.89 |
5,576.77 |
| Capital Funds |
1,290.95 |
1,487.99 |
1,467.43 |
1,665.59 |
1,622.63 |
1,514.93 |
1,461.13 |
1,428.32 |
1,593.17 |
1,684.30 |
|
|
|
|
|
|
|
|
|
|
|
| OTHER DATA |
|
|
|
|
|
|
|
|
|
|
| Net Earnings Per Common Share |
1.20 |
0.96 |
0.99 |
0.63 |
0.69 |
0.38 |
0.35 |
0.29 |
0.77 |
0.38 |
| Return on Average Equity |
10.32% |
6.72% |
5.92% |
4.05% |
4.80% |
2.66% |
2.51% |
1.99% |
4.89% |
2.39% |
| Return on Average Assets |
1.00% |
0.72% |
0.76% |
0.51% |
0.67% |
0.41% |
0.40% |
0.34% |
0.93% |
0.45% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Network